Precise maths
One set of billing rules and shared test vectors for iOS and the server: month ends, leap years, time zones.
Personal finance2026
ALLSET
Everything you pay for. One place.
A subscription and recurring-payment tracker for iPhone: an exact monthly and yearly total, a calendar of charges, reminders before each payment and hints where you may be paying twice. Your data stays on the phone.
(01) Problem
Streaming, cloud storage, software, the gym, the phone plan: recurring payments keep multiplying and are scattered across cards, Apple IDs and inboxes. People don't know what they really pay each month, miss trial ends and annual renewals, and often pay twice for similar services. Banking apps show transactions, not commitments.
(02) Solution
ALLSET brings every recurring payment into one calm place. Each subscription is normalized to an exact monthly and yearly figure, currencies are never mixed, a calendar shows every upcoming charge and reminders arrive 7, 3 or 1 days ahead. Insights are calculated only from your own data, with no invented savings and no claims the app can't verify.
(03) How it works
- 01
Add a subscription in seconds; a catalog of ~90 services suggests the category and website.
- 02
Home shows your monthly and yearly total and charges per month.
- 03
Reminders before every charge and before each trial ends.
- 04
ALLSET Insights: overlapping services, annual renewals, price increases.
(04) Features
Import in seconds
A screenshot of your Apple subscriptions, a receipt, a bank CSV or an Apple Pay automation — all read on the iPhone and never uploaded.
Honest insights
Every insight explains how it was calculated. No "you don't use it" without data.
Private by design
No account, ads or tracking. Export to CSV/JSON at any time.
Built to grow
The backend for sync, family and business spaces is in place; banks, AI and payments sit behind flags.
(05) Business model
| Free | Free | Up to 5 active or trial subscriptions; calendar, reminders, import and export |
|---|---|---|
| Pro, monthly | $4.99 | Unlimited subscriptions |
| Pro, yearly | $34.99 | The same, ≈ $2.92 a month |
| Family | $7.99 | Shared family spaces, planned hypothesis |
(06) Status
Version 1.4.0 with subscription import was submitted to the App Store. Apple asked how the app differs (guideline 4.3), and we are answering. In the release build everything runs on the device, with no server.
1.4.0version submitted to the App Store
164backend tests
89billing-engine tests
(07) Technology
- iOS: SwiftUI, SwiftData, StoreKit 2, Swift 6. No analytics or third-party SDKs.
- Backend: Java 21, Spring Boot, PostgreSQL, Flyway; App Store purchase verification and Apple server notifications.
- Bank, AI and payment integrations go through provider-independent interfaces, switched off until legal and security review.
(08) Roadmap
| Oct 2026 | MVP: subscriptions, calendar, reminders, export | ■ Done |
|---|---|---|
| Oct 2026 | ALLSET Pro, new design and brand | ■ Done |
| Oct 2026 | 1.4.0: import from screenshots, receipts, CSV and Apple Pay | ■ Done |
| Q4 2026 | App Store release | □ |
| Q1 2027 | Sync across devices, service logos | □ |
| 2027 | Family and business spaces, AI insights | □ |
| After review | Bank connections and payments | □ |
(09) Screens
(10) Round
€120kround size
12 morunway
Raising €120k pre-seed via SAFE for 12 months. The app and Pro subscription are built; the money goes into user acquisition in the US, UK and EU and cross-device sync.
Pre-seed, SAFE
Use of funds
| MarketingASO, Apple Search Ads, money-saving content | 45% | |
|---|---|---|
| ProductSync, service logos, family spaces | 30% | |
| Banking & securityBank connections after security reviews | 10% | |
| Contingency | 15% |
What it delivers (targets)
60kdownloads
4%convert to Pro
~$8kMRR by month 12
3markets: US, UK, EU
What's next
Next, family and business plans. The goal is profitability with no further rounds.
Want to know more about this product? We'll send metrics, the financial model and a demo.